Our Products

We are converging our customers’ needs and bleeding edge technology into experiences that simply can't be matched by traditional financial services. Whether it's cross border payments, accessing and transacting digital assets, FX, or borrowing and lending, Stablecorp's mission is to provide you with the comprehensive set of solutions that keeps you in control and "friction free".


QCAD in circulation

as of

Fully fiat reserved Canadian Dollar Digital Money

QCAD is a Canadian dollar denominated Digital Dollar, available on Ethereum, Algorand, Solana and Stellar blockchains. QCAD is issued by Stablecorp Digital Currencies Inc. (“SDC”) with the Canadian dollar reserves custodied, managed and audited through regulated Canadian financial institutions and service providers in Canada.

Simply, we built QCAD with three key value propositions in mind:

A key part of the value proposition of QCAD is it’s “on-chain FX” connectivity to global leader USDC and other leading Digital Moneys. Through our Grapes Finance platform as well as through partners including DV Chain and Shift Markets, QCAD can be swapped to USDC at institutional rates and with immediate settlement.

A second key piece is the ability to “embed” QCAD and client on/off ramping functionality right within existing applications both in the digital asset and traditional finance space. Through our suite of Grapes Finance Client APIs, Canadian applications can manage inefficient bank solutions and harness the thoroughly modern benefits of transacting in Digital Money.

To ensure the value of a QCAD remains fixed at $1 CAD in the open market, SDC works with institutional Authorized Dealers to always allow purchase or sale of QCAD at a fixed rate of $1 CAD per QCAD with no fees. To ensure that all QCAD in the market could be repurchased for the fixed price of $1 CAD, SDC holds at least 1:1 reserves in Cash and Cash Equivalents with a Qualified Canadian Custodian, Tetra Trust Company. Tetra Trust Company in turn holds the reserves with Canadian financial institutions.

These reserves are segregated from any other assets and are held in an “In Trust For” account on behalf of holders of QCAD. To further enhance transparency, SDC will be posting monthly attestation reports to validate the volume of reserves as compared to the total circulation of QCAD. These attestations will be performed by Grewal Guyatt LLP, a Canadian Chartered Professional Accounting firm. These attestations can be viewed here.

Learn more about QCAD in this FAQ


QCAD in circulation

as of

Seamless Access To the Digital World

Exchanging currencies is expensive by the time fees and added costs are totaled.  With Grapes we offer our customers $0.00 fees for on ramping USDC to VCAD. This will make transferring money to friends and family and Canada and the US, easier, faster an more secure. Merchants looking for treasury management solutions including;

  • Foreign exchange to USDC
  • Payments both domestically and into the United States
  • Small and medium business funding through lending partners
  • Yield generation on treasury assets


The Grapes platform has KYC requirements for every customer and is not an exchange, miner or custodian. It is simply a means for customers to quickly exchange dollars for VCAD at almost zero fees.


Through Grapes, our customers can easily and quickly get in and out of the world of digital currency.  From you grapes wallet, you can access the most popular and robust exchanges to do more with your money.  Whether buying digital currencies, transferring money or exchanging funds into a foreign currency, get it done quickly.


Rather than a stablecoin being ‘tethered’ or ‘backed’ to a fiat currency or bank deposit, why not create a stablecoin that is an actual bank deposit; a digital representation of a bank deposit? We partnered with VersaBank to do just that; create a token, VCAD, that differs from the traditional stablecoin model in that it is a digital representation of a deposit at an A-rated Canadian Schedule I Bank. Schedule I banks are fully audited, well capitalized, and highly regulated by one of the world’s most respected financial regulators.  In other words you can be confident that your 1 VCAD will always be worth 1 Canadian dollar.


Since VCAD is issued a Canadian Schedule I Chartered Bank, it is fully audited and highly regulated by OSFI one of the world's most respected financial regulators with strict capital requirements. This is very different from the current model where stablecoin-issuing companies provide regular third-party attestations that fiat-backed stablecoins are fully collateralized by a reserve. As a Schedule I Chartered Bank, VersaBank must publish public financial statements .... link to website


The VCAD issuance process is securely managed via Versabank subsidiary DRT Cyber Inc.'s VersaVault technology. VersaVault is a world leading digital bank vault designed to secure digital assets through tamper-evident FIPS 140-2 certified hardware and security-first software. It is the solution the digital asset world has been waiting for; impenetrable world class security created by a Canadian chartered bank in one of the world's most trusted financial markets.Blockchain security. Bank integrity.

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